Contribute each cycle
Pay via MTN MoMo, Vodafone Cash, AirtelTigo, or card. Automatic reminders keep everyone on track, you never have to chase anyone yourself.
The susu your group actually finishes.
Somu brings Ghana's susu tradition online. Verified members, automatic MoMo payments, and a trust score that means something across every group you join.
Direct APK download, no Play Store required.
Susu the way you already know it
Get paid out
When it's your turn, the payout goes straight to your MoMo. Automatic, no chasing the organizer, no waiting for a manual transfer.
Join or create a group
Browse public groups or start your own with people you already trust. Set the contribution amount, cycle length, and how many members join.
USSD · Coming soon
Your whole susu. No internet needed.
Somu is coming to USSD, so everything you need to keep your susu moving will work on any mobile phone. No app, smartphone, or mobile data—just dial the code and follow the menu.
- Join or manage your susu groups
- Make and track contributions
- Check balances and payout dates
- View your trust score and updates
Defaults can't disappear.
When someone misses a payment, the cycle pauses and no payouts go out until the issue is resolved. Late members pay a penalty, and 60% of it is credited back to every member who paid on time.
Your reputation follows you.
Every on-time payment, every completed group builds your trust score. Finish a round without missing once and earn a bonus. Your score travels with you, the next group doesn't start at zero.